9/23/04 1:15 PM: Rate Change #1 0.25 WORSE in Fee on All Programs
	CONV/CONF Jumbo and Concurrent 1st and 2nd's
	Government Programs / Government SRP Schedule
	Express: Stated and No Doc 1st TD Rates
	Express: Sub Prime - NO MI
	Series: 100% CLTV Full Doc and Stated 1st TD Rates
	Series: Sub Prime - NO MI
	Subprime 3yr and 2yr Arm
	Subprime 30yr & 2nd Lien
	Neg Amort. ARM
	107% No MI Program