What is a debt-consolidation loan? A debt-consolidation loan uses the equity you have in your house to consolidate those high interest rate credit cards, installment loans, or any other loans into one simple low rate loan. It's like living in a piggy bank. Trust One can consolidate your debts up to 125% of your home's value. Why a debt-consolidation loan? Using your house to consolidate your debts could save you thousands of dollars wasted on high interest costs. Debt consolidation can also improve your credit rating. A DC loan will help you pay off all of your debts in one easy, low interest loan. Your debt to income ratio will improve, which can help raise your credit score. Click Here to Apply | Go Back to Loan Types